01
Prepare
Pull a template, type the numbers once.
- Template
- Working capital, 5 docs
- Amount
- $180,000
- Factor
- 1.28
- Term
- 12 months
BorrowDocsBorrowDocs
Put the borrower on the line. Then prove it.
The whole loan packet goes out as one link, gets signed on a phone, and comes back sealed.
Packet 4417
Working capital agreement
- Amount
- $180,000
- Rate
- 1.28 factor
- Term
- 12 months
Signature of borrower
Dana Kovaleski
Sealed 06:12
What actually gets signed on a deal
Amount, factor or rate, term and payment schedule are typed once into the packet and flow into every document that repeats them. No copy and paste, no mismatched numbers between the agreement and the note.
A deal does not stall because the borrower said no. It stalls because page nine was missing, the guarantor never got the link, and nobody could say who opened what.
- Median time to signature
- 6 min 12 sec
- Signed on a phone
- 71 percent
- Chased by a follow-up call
- 1 in 14
The proof engine
What a signature is worth depends entirely on what you can show about it eighteen months later.
- Hash
- Timestamp
- Seal
- Certificate
SHA-256 of packet 4417
9f2c41e07ab6d8355c1ef90b7742a63de81c05bb4f37a9e2d06c81f5a4b3e77c
Every byte, fingerprinted
The moment the packet is assembled, every page of it is hashed as one object. Change a comma afterwards and the fingerprint stops matching.
One deal, one link, five moves
01
Prepare
Pull a template, type the numbers once.
- Template
- Working capital, 5 docs
- Amount
- $180,000
- Factor
- 1.28
- Term
- 12 months
02
Send
One link goes to the borrower. Not five attachments.
- Recipients
- Principal, guarantor
- Channel
- Email link, no account
- Expires
- 7 days, renewable
- Reminders
- Day 1, day 3
03Borrower
Borrower signs
On a phone, in one pass, in the order you set.
- Opened
- 3 min after send
- Device
- iPhone, Safari
- Consent
- Captured at open
- Completed
- 6 min 12 sec
04
Countersign
Your authorised signer closes it out.
- Signer
- R. Feltz, credit
- Authority
- Delegated, on file
- Signed
- Same business day
- Packet
- 5 of 5 executed
05Sealed
Sealed and filed
Certificate to the credit file, webhook to funding.
- Certificate
- Generated, exportable
- Retention
- 10 years, legal hold ready
- Webhook
- packet.sealed delivered
- Status
- Sealed
0
Packets executed
Since the first funding agreement went out in 2021.
0
Median time to signature
From the borrower opening the link to the last field.
0
Signed on a phone
Which is why the borrower view is designed phone first.
0
Lenders on the platform
Funders, brokers, equipment desks and landlords.
A signature is a moment. We keep the moment.
Dana Kovaleski, principal
Consent to electronic records captured before the first field.
2026-02-11 14:22:06 UTC / 74.12.x.x / iPhone, Safari 18
Intent to sign affirmed, identity trail written to the packet.
Executed
Six minutes, on a phone, with no help from you
01
They open a link
No account, no password, no app store. The borrower taps the link in their mail app and the packet is there, already addressed to them.
- No account
- No app
- No password
02
They read real terms
Amount, factor, term and payment are shown as plain lines above the document, not buried on page four. Fewer surprises means fewer stalled deals.
- Terms on top
- Plain language
- Every page tracked
03
They sign, and it is done
Typed or drawn, every required field is walked in order. The borrower cannot finish early and cannot skip the guaranty.
- Fields in order
- Nothing skippable
- 6 min median
9:41borrowdocs.com
Packet 4417
Northline Capital sent you 5 documents
You are signing as principal. One more signer follows you.
Funding agreementPDF
Promissory notePDF
Personal guarantyPDF
ACH authorizationPDF
Disclosure setPDF
Review and sign
No account needed
Priced per sender, not per signature
Borrowers never pay and never need a seat. Annual billing takes two months off every paid plan.
PlanPricePacketsSendersProof
Portfolio
$249monthly, 3 seats
PacketsUnlimited, bulk send
Senders3, then $59 each
ProofCertificate plus audit export
Read the fine print
Yes. Electronic signatures are given the same legal effect as ink under the federal ESIGN Act, under UETA as adopted by the states, and under eIDAS in the European Union. What makes one hold up in a dispute is the evidence around it, which is the part BorrowDocs is built to produce.
Send it. Sign it. Seal it.
Your first five packets a month cost nothing. No card, no call, no demo booked three weeks out.
(877)-206-3418/Monday to Friday, 9:00 to 18:00 Eastern