About
BorrowDocs is an electronic signature company that only serves lending. That narrowness is the whole product.
BorrowDocs started inside a funding shop. The underwriting was fine, the pricing was fine, and deals still stalled for days because the guaranty went out as a separate attachment and nobody could say whether the borrower had opened it. A generic signing tool solved none of that, because a generic signing tool does not know that these five documents are one deal.
So we built around the packet instead of the page. One deal is one packet: the agreement, the note, the guaranty, the authorization and the disclosures, addressed to the signers who actually need to touch them, in the order they need to touch them. The borrower gets one link. Your side gets one status.
The other half is proof. Eighteen months after funding, what matters is not that somebody clicked a button but what you can show about the moment they did. Every packet seals into a certificate written for a credit file and an audit, and it stays readable for ten years.
